Recommended Payment Systems

PayPal is the most recognised and use payment system.  Pretty much every online store, accounting system and application can interface with PayPal in its many forms.

It is recommended that you set up a PayPal Business account – keep your personal and business transactions separate at all times.

PayPal offers a myriad of options for payment processing.  You can order credit card readers from Paypal here.
Their transaction fees are as follows:

2.7% per US card swipe.
3.5% + $0.15 to key in cards.
2.9% + $0.30 to invoice.
1% for cross-border transfers.

Using the PayPal apps for both Android and iOS you can accept payments on the move as well as issue invoices.

PayPal interfaces with all major small business accounting systems making your sales and order processing easier to manage and track.

Paypal also interfaces seamlessly with online stores such as Shopify, ShopSale, WooCommerce, Wix, SquareSpace as well as other integrated plugins like Gravity Forms, Wufoo and more.

PayPal through their website allows you to manually create items to sell, custom payment buttons, subscriptions and more.  You can invoice, pull reports and transfer funds both through the website and the mobile apps.

As the leading and most well known brand in payment processing systems using and featuring PayPal will offer your clients confidence in ordering from you.  PayPal also offers both buyer and seller protection which some of the smaller lesser known services do not.  Depend on having this when you are working with clients and have issues arise.



Square was founded back in 2009 by Twitter CEO Jack Dorsey.  Square Payments is the second most popular payment system for small business offering similar services as well as some innovative payment hardware options.

Square like PayPal can process your payments via web, application or via their own payment hardware.
Square offers the traditional headphone socket reader as well as a contactless/chip reader and a dock solution for an iPad based register system.



The traditional reader is free of charge to get started, a chip reader starts at $29 increasing to $49 for the contactless reader.

Using the contactless reader you can accept payments via Apple Pay and Android Pay.

The contactless reader comes with a long life battery for taking payments on the move.

Square also offers an iPhone Otterbox case option that attaches the payment reader to your phone to use as an integrated solution.

The register system the kit is $169 which includes the iPad stand with reader and the contactless payment reader.  Square also offers a range of wired and wireless receipt printers for your point of sale type solutions if you own a store or boutique.


Square’s current fees per transaction are as follows:

2.75% per swipe, dip, or tap
3.5% + 15¢ per keyed-in transaction

You can buy the hardware directly from Square OR via Amazon which offers discounts on most of the payment systems!

Get started with this link to get your first $1000 without any transaction fees – this offer is valid for 180 days!


Square also offers an eCommerce solution so you can integrate all of the Square payment processing with an online store solution.

More information is available here.